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Flood Insurance is NOT Covered Under Your Homeowners Policy

Flood Insurance is NOT Covered Under Your Homeowners Policy

Did you know that your homeowners’ policy does not cover flood insurance? That’s right – if your home is damaged by a flood, you will not be reimbursed unless you have specific flood coverage. This type of insurance is separate from your homeowners’...
Rethinking Renovations

Rethinking Renovations

Rethinking Renovations When you plan a home improvement project, you know to consider the cost of the paint and what kind of shelves you want. You know to measure twice and cut once, and to always read the warning labels on the products you use. However, you should...
What is an Assignment of Benefits?

What is an Assignment of Benefits?

When asked to sign an Assignment of Benefits, contact your insurance company or agent FIRST. It is extremely important to understand the rights you are about to give up. Protect yourself from Assignment of Benefits (AOB) Fraud. Consider this situation…You have...
Ultimate Guide to Florida Insurance Coverages

Ultimate Guide to Florida Insurance Coverages

Florida Residents have unique insurance needs, particularly when it comes to needing comprehensive risk management and insurance plans. From unique modes of transportation that require insurance to harsh weather conditions that mandate the need for flood insurance,...